It would be great if you could have an option, by customer card, to either switch on or switch off the payment service. In this way, the MYOB user can select which customers get the option to pay by ...
We are the people running our businesses and therefore, as much as this is a worthwhile offering, we need to be in control of how it is offered and what is offered.
I do not want to allow any BPay payments, and I will only allow certain customers the option to pay online. However, at the moment this is deactivated for me as I have no control of these components, and having to remember to uncheck the "always-on" checkbox is ridiculous - this should be done at the Customer Card level - to not only enable/disable it for that specific customer, but it also needs to have what options for payment you want to offer - e.g. MC and VISA only (if you want to) and none of the others - there should also be a global setting if you never want to include one of the payment options (like BPay in my case).
The feature to (finally) pass on the 1.8% fee is long overdue, but alas you still have missed the target for me. I will await the update for this feature in a couple of years ;).