We don't use the Finance Change option.
I've even unticked it in the Linked Accounts option.
When I'm receiving payments, sometimes I'll tab through and all of a sudden there is a figure in the finance charge box that i have to delete and reapply somewhere else.
We never ever use this feature, and if there's no linked account, it would be good if this text box was set to ENABLED=FALSE if there is no linked account, so it wont allow accidental entry.
"Disable Finance Charge feature (in Receive Payments window)"