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MYOB Essentials allows users to set up their own linked accounts through Accounting>>Manage linked accounts. With here users can set a default bank account for paying bills which will be the default bank account in the Create supplier payment window.
Note: This change is available for the new MYOB Essentials platform. Existing (original) MYOB Essentials platform users will be migrated across to the new platform in due course based on the complexity of their MYOB Essentials product level. At the time of posting, migrations are already underway.