For example, when I search for a card, I first need to select what I am searching for. There are only 10 options - why does it not just search for my text in all of them? This wouild remove a field from the selection screen. If I need to filter, then that can be selected later, on the results screen. Most searches will not return much, so most people will not need to filter the results most of the time.
Another example: When I select an account, I can search by account number (the least likely thing most of us will know) but not the text (the most likely thing that we will know) Why not search the account number, account name, and account description, display the results of all searches, and let me choose from that?
This would save a lot of time, late at night, searching through long lists.