Blog Post
I am writing to express my extreme dissatisfaction and frankly, outrage, regarding the recent changes to your software that have effectively crippled my ability to perform a basic, essential business function: emailing invoices directly from the MYOB platform. I want to state upfront that I have never lodged a formal complaint, however the recent changes implemented by MYOB regarding invoice emailing have caused such significant disruption and frustration to my business operations that I feel absolutely compelled to voice my extreme dissatisfaction and outrage regarding these modifications.
The decision to inextricably link this fundamental feature to the mandatory setup of your online "Pay Now" facility is unacceptable, as it is a coercive tactic. Forcing users, who have absolutely no need or desire for your online payment processing, to go through a verification process involving highly sensitive personal identification (driver's license, passport) simply to restore basic emailing functionality is appalling.
Let me be unequivocally clear:
- Emailing invoices is CORE functionality: This is not some premium add-on. It's a basic expectation of any modern accounting package, and it was a function available when I initially subscribed to MYOB. Its removal under these conditions constitutes a degradation of the service I pay for so I expect a reduction in the monthly subscription fee.
- This is NOT "Opt-In": You have removed a key feature and are holding it hostage, demanding users adopt and verify for a separate, chargeable service (online payments) they may not want, simply to get the original feature back. This feels less like a service update and more like a coercive tactic – comply with our new demands and potentially expose yourself to new fees or lose functionality you already paid for.
- No Choice, No Consent: I do not consent to providing my sensitive personal identification to MYOB or its unnamed "third parties" for a payment service I will never use. Being forced into this verification process under duress to continue operating my business efficiently via your software is a gross overstep.
- No Reduction in Subscription Fees: Despite removing this essential functionality for users unwilling to comply with the unnecessary verification for an unwanted service, there has been no corresponding reduction in the subscription fee. You have unilaterally diminished the value proposition of your software while continuing to charge the full price. This is fundamentally unfair and poor business practice.
I chose MYOB as an accounting package, not as a mandated payment processor. Your decision effectively forces the latter onto your customers under the threat of removing essential tools. This is a fundamental betrayal of the relationship I, as a small business owner, expected when choosing your platform.
This situation is untenable there needs to be an immediate decoupling of the invoice emailing function from the online payment setup. Basic emailing capability must be restored to all subscribers without forcing them to undergo verification for, or adoption of, the optional payment services.
Failure to address this critical issue promptly and satisfactorily will leave me with no alternative but to cease my subscription and migrate my business accounting to a competitor that respects customer choice and does not resort to such coercive strategies to push unwanted services while degrading core functionality. Furthermore, if this issue is not remedied ASAP, I will be lodging a formal complaint regarding these coercive and unfair business practices with the NSW Fair Trading and Australian Competition and Consumer Commission (ACCC).
I raised the issues you and Tina highlighted and received a very arrogant respond from the Myob complaints team, suggesting I was confused. No real answers to the real concerns raised. See below.
"I am (name) from the Customer Resolutions team, and I will be assisting with your case relating to the verification requirements.
I believe there may be some confusion regarding the verification requirements and their purpose.
Currently, you send company invoices to your customers using our in-product service, correct? To continue using this facility, the verification of your business is required.
The in-product invoice emailing service is part of our Online Payment Services. While you may not utilize all available features, invoice emailing through our product falls within this service.
In late October, MYOB implemented a system-wide update to ensure compliance with Know Your Customer (KYC), Anti-Money Laundering (AML), and Counter-Terrorism Financing (CTF) legislation. As part of this process, we require verification details for the business, business owners, and key stakeholders, such as directors and CEOs. If shares are held on behalf of a trust, we will also request a copy of the trust deed, including identification for beneficiaries.
Unfortunately, this verification is mandatory, and there is no alternative process available. Compliance with AML and CTF legislation requires completion of this verification.
We can grant extensions to allow additional time for customers to gather the required documentation. However, if the verification is not completed, services under the Online Payment Services will be suspended.
For more details on the verification requirements, you can refer to the following resources:– Verification Requirements
Additional Information
I would like to direct your attention to the Privacy Law and where it is confirmed that MYOB’s request for verification is valid under the relevant regulations.
Companies can legally request identification details for verification purposes, provided they comply with applicable privacy laws and data protection regulations. In Australia, this is governed by the Privacy Act 1988 (Cth) and other legislation, such as the Identity Verification Services Act 2023.
Key considerations include:
• Lawful Purpose: Businesses must have a legitimate reason for collecting identification details, such as fraud prevention, compliance with financial regulations, or identity verification.
• Consent & Transparency: Companies must inform individuals why their data is being collected, how it will be used, and whether it will be shared with third parties.
• Data Security: Businesses must take reasonable steps to protect personal information from misuse, loss, or unauthorized access.
• Retention & Disposal: Identification details should only be retained for as long as necessary and securely disposed of when no longer required.
• Industry-Specific Compliance: Certain industries, such as financial services, must adhere to the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth), which mandates identity verification for certain transactions.
With this all in mind, would you like me to request an extension from our verification team to allow time for you and the company to gather the necessary information?"
Same stuff. Maybe MYOB should become a political party as they are certainly good at avoiding the specific questions being asked....:-(