The lack of this feature lets this product down
"Exporting payments to bank . Create an .aba file"
I was told by my bookkeeper to go to MYOB essentials from QB onilne and to be honest life was much more easier from user and payroll point of view with QuckBooks online. Such an important and basic function like .ABA is missing from an accounting software and they are already charging much more QB online and offer much less features. I hope they add it soon but seems unlikely given that this thread has been going on for ages. Waht a shame :(