Hi cat
Given the length of time that you've been using MYOB, you should definitely have a Perpetual licence. When MYOB first started, the programme was sold to users with a licence that they owned outright i.e. a Perpetual licence that should last "forever". MYOB changed this some time ago and now you can only have a subscription that means you don't own your software. So, check your Serial Number in the last Desktop version you were using with MYOB to see if it's a Perpetual licence and then if you keep this only on your Desktop (not online) you should be able to keep using this version without paying. To stay in the last Desktop version you have confirmed follow these instructions from an old post to ensure MYOB doesn't automatically upgrade your version:
"Unfortunately MYOB are not going to change their policy just because users want them to. Now just as there are ways to stop Windows 10 automatic updates, there are also ways to stop MYOB automatic updates, or at least work around them.
I keep using AR2020.1 even though MYOB has updated itself to AR2021.4
Take a look where MYOB installs itself - in a folder called AccountRight in a path like this:
C:\Users\<your username>\AppData\Local\Programs\MYOB\AccountRight
Inside that folder is another folder called app-2021.300.244119 or similar - this contains the files that run MYOB - AR2021.3.
Copy this folder app-2021.300.244119 and paste under C:\Users\<your username>\AppData\Local\Programs\MYOB\ and rename it to AccountRight 2021.3
Delete your desktop shortcut and create a new shortcut to HuxleyApplication.exe inside the new folder.
From this point your shortcut will run AR2021.3 even though MYOB Updates to AR2021.4 or .5 etc."
I use "Get Statements" in Banking to load my bank statements into the Classic version and the MYOB AccountRight versions do this, so depending upon how much you need to re-enter, you should be able to get back up to date pretty quickly. I'm not sure if you are aware of the keyboard shortcuts in AccountRight but they save heaps of processing time if you can learn these. Cancelling the MYOB payments should be able to be done through myMYOB.
Good luck and email me directly if you need more help - mailto:majubawest@hotmail.com
Cheers
Liz