Hi Beach. I have wasted 3 hours now trying to figure out what is happening i.e. I can not open my AccountRight V19.16 data files - it comes up with "initialisation error". I have removed the program from my computer and reinstalled it and still the same issue. Have MYOB done something in the last few days to disable the use of V19.16? I have been using the desktop version of this program for about 32 years!! I have a couple of clients that I need to pay the online subscription for due to SMTP but some that I don't and today I can not open my V19.16 files. Is that what happend to you?