PayPal Live Accounts

Getting PayPal live accounts is not outside the realms of achievement as they have an SDK to access transactions. Infact, you (the developer) need only use the API calls for reference only and implement this routine using standard webrequest calls. As pointed out in another thread, this is already implemented by Xero. I can additionally add that there are other programs on the market that achieve the same e.g PayPal API OFX writer. This though requires a PayPal Business or Premier account (to get the premier account, you only need to confirm address and link to your banking / become verified).