NZ Banks and Electronic File import

Hi, after some feedback. Looking to change banks as currently the MYOB electronic bank file doesn't download with future payday, code or particulars from MYOB. Bank saying MYOB file format issue (info doesn't appear in file) and MYOB saying bank issue.

Anyone banking with ANZ, BNZ, ASB, Kiwi Bank, Co-operative Bank and electronic file pulling the below information correctly?

Pay day - future dated

Particulars, Code & Reference

Would be keen to hear if anyone is with Westpac and it is working ok?

Also, if you're happy with the banking experience for medium size business.