I've had 2 cases so far, both Apple Pay. Never had this problem with Visa or Mastercard. I tell clients not to pay with American Express or BPay. Like I said, Chat Help told me that I need to enter the Applepay payment manually and I did that to my second Applepay payment (I deleted the first one). Next time it happens I will send you screenshots. I don't fancy using chat or phone support ever again after waiting hours and hours. I've even considered switching online services but it's a lot of work. I always look for work-arounds. I've even been left wondering whether I missed something like an upgrade. I use MYOB Essentials Online so thought any upgrades would have been done by you online.