How to change a payment from Spend Money to Pay Bill after the account has been monthly reconciled?

Hey JoJoba1999 

Thank you for your post, If the Transaction has been recorded and reconciled, this can be fixed.

First ensure to take a back up of the file, you can do this by going to file> back up.

First check that there is no lock period,You can check this by going to

1. Go to the Setup menu and choose Preferences.
2. Click the Security tab.
3. Untick the lock period. (if selected)
4. 

Once you have confirmed that there is no lock period , If you want to delete a reconciled transaction, you need to undo the bank reconciliation first, then delete the entry and re-reconcile the account.

You can either delete or reverse this transaction,

To reverse the transaction,

1. Go to the Setup menu and choose Preferences.
2. Click the Security tab.
3. Select the option Transactions Can't Be Changed; They Must Be Reversed.
4. Click OK.

You will then need to locate this transaction, you can find this when re-reconciling by clicking the arrow next to the SM transactionor going to Banking > transaction journal > disbursements, if known, entering in the date range to help with the search and then click on file> reverse transaction or (If you didn't do the above Transactions Can't Be Changed; They Must Be Reversed ) You will then have the option under file > delete transaction. 

This will then allow you to re -reconcile your accounts and should then balance.