Forum Discussion
I think its a personal choice. Because I spend often on smaller purchases and pay for items at time of purchase, (not on credit) I find doing a spend money transation quicker and smipler. I will occasionally create a bill on a larger purchase partitally if I dont pay for it imminently. eg 30 days. Also by raising a bill, the outstanding amount will show on your dashboard to remind you of the pending payment. Generally, purchase paid for at time of purchase (spend money). Purchase on credit I create a bill.
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